Reasons Why Insurance Underwriters Recommend Duty to Warn

When you own and operate a propane company, reducing risk and promoting a culture of safety are always top of mind. You’ve likely heard about how sending an annual Duty to Warn safety mailing can help you achieve these goals. But did you know that customer safety mailing isn’t just encouraged by leaders in the propane industry? Insurance companies recommend it, too!

If you were to sit down with an insurance underwriter and ask what the top three things your company could do to reduce risk would be, there’s no doubt that sending an annual Duty to Warn safety mailing would make the list. In the unfortunate event of a propane-related incident, one of the first questions an insurance underwriter will ask is, “Did the marketer provider an annual Duty to Warn to the homeowner?”

Read on to find out why insurance underwriters and personnel recommend sending an annual safety mailing to their clients in the propane industry. 

Top 3 Reasons Your Insurance Company Wants You to Send Duty to Warn

1. Customer communication
   Sending an annual Duty to Warn safety mailing to your customers is an industry best practice that helps propane marketers meet their obligation to provide important safety information to their customers. This process promotes a culture of safety and gives propane customers the knowledge they need to use propane safely and respond appropriately to a propane-related emergency. Your P3 Duty to Warn safety mailing includes a PERC scratch-and-sniff brochure and introductory safety letter to make all of this information as clear and accessible as possible. Insurance industry providers love that because your annual safety mailing serves as a risk mitigation tool that directly communicates with the customer to prevent unnecessary safety hazards. 
2. Paper trail for your records
   When you’ve worked with the insurance industry, you know how much they appreciate solid paperwork. Another major benefit to sending an annual Duty to Warn is that you are taking measures to provide evidence of proactive risk reduction. P3 Duty to Warn is the preferred industry safety mailing service because we provide propane marketers with third-party verification certificates that confirm a safety mailing was sent each year to the customer list. In the event of a claim, your insurance provider will have the documentation they need.
3. Reduced risk and claims
   At the end of the day, this is the name of the game for insurance companies. Sending an annual propane safety mailing each year helps to reduce risk, which means reduced claims and greater financial protection for your company. Not sending an annual safety mailing can result in severe financial liability, even if all other documentation is perfect.

Insurance personnel across the country recommend the P3 Duty to Warn Mailing Service to their clients because our turn-key process is affordable, efficient, and comprehensive. We handle all aspects of your annual safety mailing, including design, printing, postage, and secure customer list verification, so that you can focus your efforts on running your business. Contact us to get a free, no-obligation quote today!